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(04/29/10 5:38am)
Class of 2010 - Congrats on graduation and welcome to the real world. As you prepare to leave Mr. Jefferson's University, I offer you a few practical financial tips for your future that you can take advantage of during your last weeks on Grounds, this summer and beyond. Although there may be some "green shoots" of economic recovery, it is still tough out there for everyone looking to get - or keep - a job. Best of luck!
(04/15/10 5:09am)
Happy Tax Day! Today, April 15, is the federal filing deadline. Procrastinators were probably a little stressed this week, while others took care of their taxes months ago and will just be happy that the creepy costumed characters will no longer be waving at you while you drive around town.
(03/18/10 7:24am)
As the April 15 tax deadline approaches, you may start to see more and more ads for IRAs on TV, online and in the mail this time of year. If you're in need of a quick refresher, here's a crash course on the ins and outs of these individual retirement accounts, which, if used effectively, will help you retire comfortably and in good financial health.
(02/25/10 6:30am)
Oh, boy. Taxes. If you're like many people, then you may already be feeling anxiety as you imagine paying the Internal Revenue Service or navigating the complicated process itself. The IRS estimates that the average American taxpayer spends 26 hours of time filing taxes. The good news is most Americans and University community members do not need to spend nearly that much time. There are a few things you can do to prepare and make your life easier - and there's a fair chance you will even find a pot of gold at the end of your tax-filing rainbow (i.e. get a refund check).
(02/11/10 1:21am)
"How many of you have made or looked at your own personal balance sheet?" Prof. Broome asked. The class giggled. No hands went up. The professor plowed defiantly forward, informing us that he kept a personal balance sheet for his family and that we should, too. I was not surprised that so few students had been keeping tabs on their finances, but I was taken aback by the laughter, which seemed to suggest it was a silly idea. What is silly is that so many of us do not maintain personal balance sheets - because it is incredibly simple.
(01/28/10 6:02am)
Happy New Year! Along with Dick Clark, Times Square and In-and-Out lists, New Year's resolutions are very popular every January. You may have already made - and broken - some of your resolutions for 2010. Among the most common types of resolutions people make are to improve their physical and fiscal health. Today's column focuses on why you should resolve to save smarter and more in 2010 and some tips on how to do so.
(11/12/09 5:44am)
Good credit can enable you to buy a car or house; bad credit can prevent you from getting a job or renting an apartment. If you've never heard of "FICO" or checked your "bureau report," this column will help you understand what you can do so that credit is on your side. It will help you to answer a few very important questions: What is credit and why does it matter? What do University students need to do to ensure that they have good credit that will serve them well in life?
(10/29/09 5:36am)
If you have more money than you know what to do with, then this column is not for you. If you, however, have had trouble making ends meet or wish that you had more money than you do, I invite you to continue reading.
(10/01/09 2:53am)
Hearing the unnerving sound of squish, squish, squish beneath my feet was not the triumphant return to Charlottesville I had imagined after last year's Winter Break. While I had been off relaxing in the sun, the hot water heater had burst, flooding my apartment. Needless to say, my furniture did not fare well sitting in inches of water. And by "not fare well," I mean that there were thousands of dollars of damages. Some items were completely ruined. Plus, I had to find another place to stay for a couple weeks while the apartment complex made repairs and dried out the carpet. I'll spare you the details of the scuzzy growth of mold, but as you can imagine, the aroma was rather unpleasant. All in all, it was not the most auspicious start to the new year.
(01/19/01 5:00am)
SO YOU bought all your text books and restocked your supply of pens and notebooks. You feel ready and prepared for the new semester. However, more than academics is in store this semester - and I'm not just talking about the raucous parties you have planned. Our University community will be confronting important issues this semester, and as a member of that community, you have a responsibility to be aware. To assist you, I have taken the liberty of preparing a helpful primer on some of the more important issues of the months ahead.
(12/06/00 5:00am)
AS THIS last edition of The Cavalier Daily for the year 2000 rolls off the presses, the semester draws to a close. The academic lull between class registration and exams is upon us, the temperature is dropping as winter weather approaches, and we realize that the next time we read this newspaper it will be dated with the year 2001. As such, here, for your reading pleasure, are some premature prognostications for the year ahead. This writer offers his presentation of the "ins" and "outs" for the upcoming year. Many are political, but this election has been one of the most important events of the year.
(11/10/00 5:00am)
HOLDING your community service fundraising events during Spring Rush. Planning an optional guest lecturer for exam week. Having an issue awareness day on Dec. 25. Administering a Student Council election during a real election. Sometimes scheduling is done quite poorly.
(11/03/00 5:00am)
WHAT A nuisance it is to vote in this country. Even already registered voters have to jump through many hoops in order to cast their ballot. Most voters will have to drive to a designated polling place, sign in and then wait in line - all to cast their single, tiny vote. This represents lost time that could have been spent working, studying or watching television. For college students it can be even harder. In Virginia, we have to obtain and fill out a form even to request an absentee ballot. This requires time and takes unnecessary legwork. It could all be avoided; the process could be so much easier. More importantly, by simplifying the process, we could drastically improve our anemic voter turnout rates. The solution: Vote by Mail.
(10/20/00 4:00am)
I WROTE two papers last night. I haven't slept for a week. I have five midterms. This is the week from hell. Across Grounds students can be heard uttering these phrases. Perk up your ears in class as the guy sitting next to you moans about all the work he has been doing. Be prepared for the girl on the other side to lament her burden while trying to one-up his claims. That is, if the both of them haven't already fallen asleep at their desks from exhaustion. It's that busy time of the year -- midterm time. The chorus of University students has begun chanting again. "We're overworked, overtired and overwhelmed." Well, I have bad news -- it may be your own fault. And the best prescription for this general malaise is quite easy to follow: Be lazy.
(10/13/00 4:00am)
LOCAL church gains favor with God, prays for heathen Jews." Yom Kippur Services, St. Thomas Aquinas Church, 6:15 p.m.
(10/06/00 4:00am)
HERE AT the University things tend to go smoothly. With a healthy budget, a concerned administration, and dedicated students, problems are often quickly identified and addressed. We pride ourselves on our beautiful, pristine campus - this is evident in the care devoted to the Lawn and, lately, in the repainting of the colonnaded walkway behind the amphitheater. One might even say that here at the University things run like clockwork - except for the clocks themselves!